Joe Cruz, Retirement income & Annuity expert - Miami
South Florida native and University of Miami graduate Joe Cruz spent the better part of 20 years helping families secure the American dream of home ownership. He also helped them wisely invest capital for maximum return and appreciation in both the residential and commercial real estate market. Over the course of those 20 years, he moved over $ 150,000,000 in equity in both commercial and residential Real Estate. He also trained and mentored hundreds of Real Estate professionals, many of whom became standouts in the field.
In 1988, he cofounded Select Properties of America, Inc. which eventually grew to a boutique firm that was home to over 180 associates and earned a reputation for ethical dealings and outstanding client satisfaction. Select Properties of America’s annual sales typically exceeded $100,000,000.
In 2008, he sold his interest in Select properties of America to his sister Annie Cruz who has guided it to continued success today.
In that same year, he expanded on his prosperity playbook for families, turning his attention to securing the American dream for his clients into their twilight years through cogent and steady retirement income planning. Joe strives to bring to his clients peace of mind and a quiet confidence in their retirement, finding ways to provide his clients security, growth and prosperity for themselves and their families for many decades to come.
Joe also brings to Barnowski expertise in disability, health and long term care coverage. He has helped hundreds of families attain security in all these areas. Joe is always on the search for new and time-tested avenues by which to protect and defend the overall wellbeing and secure retirement of his clients, and these efforts are what occupies his waking hours.
Joe is a proud father of two, an outdoor enthusiast, a former boxer and martial artist, who also enjoys a wide range of cultural and charity events.